
Choosing siding for your Richmond-area home? Virginia's humidity, temperature swings, and termite pressure make this choice more important than it seems. Here's a straight comparison from a certified Hardie installer.

Both Hardie board (fiber cement) and vinyl siding are popular choices in the Richmond area — and both can look great. But Virginia's climate creates specific pressures on siding that make the choice more consequential than in drier parts of the country. Here's what you need to know.
James Hardie fiber cement siding is made from a blend of cement, sand, and cellulose fibers. It's formed into planks, panels, or shingles that mimic the look of wood with dramatically better durability. MAS Contractors is a certified James Hardie installer — meaning our crews are trained and tested specifically on Hardie products and installation standards.
Vinyl siding is extruded PVC plastic formed into horizontal or vertical planks. It is one of the most widely installed siding materials in the US, primarily because of its low upfront cost. Modern vinyl has improved significantly from earlier generations, with better UV stabilizers and thicker profiles available at premium price points.
| Factor | Hardie Board | Vinyl Siding |
|---|---|---|
| Cost (installed) | $10 – $18 per sq ft | $4 – $9 per sq ft |
| Lifespan | 30 – 50+ years | 20 – 30 years |
| Manufacturer Warranty | 30-year non-prorated substrate warranty; 15-year finish warranty on ColorPlus | Varies by manufacturer; read the warranty terms |
| Moisture / Rot Resistance | Excellent — cement-based, will not rot | Good — waterproof, but can trap moisture behind it |
| Termite Resistance | Excellent — inorganic, termites can't eat it | Good — PVC is inorganic too |
| Impact Resistance | Excellent — won't dent from hail or debris | Fair — can crack in cold temps or from impact |
| Fire Resistance | Non-combustible | Combustible; can melt under high heat |
| Paint / Color | Painted at factory, can be repainted | Color is molded-in, cannot be repainted |
| Low Maintenance | Paint touch-up every 10–15 years | Wash annually, no painting needed |
| Resale value (Cost vs. Value 2025, national) | Fiber-cement siding replacement recouped about 114% of cost | Not compared here |
Virginia's mix of hot, humid summers, freeze-thaw cycles in winter, and active termite populations is hard on siding. Fiber cement handles all three better than vinyl:
MAS Contractors is a certified James Hardie installer serving Richmond, Chesterfield, and Henrico. We'll show you samples and walk you through the options at your home.
Vinyl wins on upfront cost — sometimes by 40–60%. If you're on a tight budget, flipping a property, or working on a rental where longevity matters less than first cost, premium vinyl (0.046" or thicker) is a legitimate choice. We install both and will recommend the right product for your situation, not the most expensive one.
For a primary residence you plan to own 10+ years: Hardie board is the better long-term investment. The higher upfront cost is offset by a longer lifespan, strong resale value (fiber-cement siding replacement recouped about 114% of its cost in the 2025 Cost vs. Value report), and the fact that you're not replacing it in 20 years. Siding replacement is generally an ordinary repair that doesn't need a Chesterfield County building permit, but structural repairs found underneath do.
Pro tip: Ask your homeowner's insurance carrier whether non-combustible siding qualifies for a discount. James Hardie notes that fiber cement can sometimes help reduce homeowners insurance costs, but discounts vary by carrier and are not guaranteed.
MAS Contractors LLC
Licensed Class A General Contractor · Richmond, VA · Serving Chesterfield, Henrico, Midlothian & surrounding areas since 2013.



Serving Richmond, North Chesterfield, Midlothian, Glen Allen, and Henrico. Licensed, insured, and ready to start.
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